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How To Claim Bangladesh’s 2025 Remittance Incentive Via Mobile Banking

How To Claim Bangladesh’s 2025 Remittance Incentive Via Mobile Banking

14 May 2025


Sending money home is more than a transaction; it's a lifeline for families and loved ones. For Bangladeshis living abroad, especially those in the UK, staying updated on financial incentives from the government is crucial. In 2025, Bangladesh is continuing its remittance incentive program, offering a valuable bonus for those sending money through official channels. In this article, we'll explore how to claim this incentive using mobile banking.

What Is the Bangladesh Remittance Incentive in 2025?

To encourage overseas Bangladeshis to send money to Bangladesh from Malta through legal and formal channels, the Government of Bangladesh offers a remittance incentive. As of 2025, the incentive rate is 2.5%, meaning for every BDT 100,000 sent, recipients receive an additional BDT 2,500.

This initiative not only boosts foreign reserves but also ensures the money reaches families safely and swiftly.

Eligibility Criteria for Claiming the Remittance Incentive

To benefit from the 2025 remittance incentive, the following conditions must be met:

  • The sender must be a Bangladeshi citizen residing abroad.
  • The money must be sent via an authorised financial institution or service like ACE Money Transfer.
  • The remittance must be sent through formal banking or licensed channels, not informal hundi systems.
  • The receiver in Bangladesh should use a verified mobile banking service or bank account to collect the funds.

Why Use Mobile Banking to Claim the Incentive?

Mobile banking has revolutionised how people receive money in Bangladesh. It's fast, secure, and widely accessible, even in rural areas. Here's why it's a smart choice:

  • Convenience: No need to visit a bank branch.
  • Speed: Transactions are processed in minutes.
  • Accessibility: Available 24/7, even in remote areas.
  • Security: Encrypted and protected platforms.

Step-By-Step Guide to Claim the 2025 Remittance Incentive via Mobile Banking

Here’s how you or your recipient in Bangladesh can claim the incentive when you send money to Bangladesh online from Malta or any other country:

1. Choose a Reliable Money Transfer Service

Use a trusted provider like ACE Money Transfer, known for its secure and fast services. With competitive exchange rates and low fees, it’s a top choice among Bangladeshis abroad.

2. Complete the Online Transfer

Initiate the transaction through the ACE Money Transfer website or app:

  • Enter recipient details.
  • Select Bangladesh as the destination.
  • Choose a mobile wallet (e.g., bKash, Nagad, Rocket) as the payout method.
  • Confirm and send the money.

3. Notify the Receiver

Inform your recipient to check their mobile wallet. Once the transfer is complete, the base amount and the 2.5% incentive should reflect automatically or shortly after.

4. Use Official Channels

Ensure you use licensed money transfer services. Transfers through informal channels like "hundi" do not qualify for the incentive.

5. Keep Transaction Records

Maintain digital receipts or transaction records as proof, in case any follow-up is required.

Statistics on Remittance in Bangladesh

Traditional vs Mobile Banking for Remittance

Feature

Traditional Bank Transfer

Mobile Banking Transfer

Speed

1-3 Business Days

Instant or Within Minutes

Accessibility

Limited to Branch Hours

24/7 from Anywhere

Incentive Claiming

Possible but Slower

Fast and Automatic

Cost

Often Higher Fees

Low to Zero Fees

Convenience

Requires Physical Visit

Fully Digital Process

Benefits of Using ACE 

  • Competitive exchange rates
  • Low transfer fees
  • Fast delivery times
  • Multiple payout options (bank, cash pickup, mobile wallets)
  • 24/7 customer support

With 4.8 rating on Trustpilot, ACE Money Transfer is a highly trusted name among Bangladeshi expats worldwide.

Why ACE is Better Than Others

While there are many remittance providers in the market, ACE stands out with its combination of low fees, speed, and convenience. Trusted by thousands globally, ACE Money Transfer ensures your hard-earned money reaches your loved ones safely and quickly.

If you want to make  money transfer from Malta to Bangladesh, don’t miss out on this opportunity to benefit from the government's 2.5% remittance incentive. Use secure, reliable services like ACE Money Transfer and choose mobile banking for speed and convenience.

Whether it's for supporting family, education, or savings, every taka matters. Sending through ACE ensures your contribution goes further and arrives faster.

 

FAQs 

Can I claim the remittance incentive if I send money via informal channels?

 No. Only transactions through official and licensed providers like ACE Money Transfer are eligible for the incentive.

How long does it take to receive the incentive?

 Typically, the 2.5% bonus is added automatically and should reflect within minutes to a few hours.

Which mobile wallets can receive remittances in Bangladesh?

 Popular mobile wallets include bKash, Nagad, Rocket, and Upay, among others.

Is mobile banking safe for receiving international remittances?

 Yes. Mobile banking platforms in Bangladesh are regulated and encrypted, ensuring secure transactions.

Can I send money to Bangladesh online from Malta using ACE Money Transfer?

 Absolutely. ACE offers a seamless and secure platform for online money transfer to Bangladesh from Malta.

 


 


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