How Pakistani Students In Belgium Can Fund Their Education Smartly

Studying in Belgium offers Pakistani students a unique opportunity to gain a world-class education, experience diverse cultures, and build a global career. But living and studying in a foreign country also comes with financial challenges. From tuition fees and accommodation to daily expenses and travel, it can be tough to manage everything—especially without a smart financial plan.

In this blog, we’ll explore practical and effective ways Pakistani students in Belgium can fund their education wisely, save money, and manage expenses. Whether you're new in Belgium or have been living there for a while, these tips will help you stay ahead financially while focusing on your studies.

Plan Your Budget From Day One

Having a clear budget is the first step to managing finances as an international student. A well-thought-out budget helps you avoid overspending and ensures you always have money when you need it.

How To Create A Budget:

• List all expected income sources (family support, part-time job, scholarships).
• Write down your monthly expenses (rent, groceries, transport, study materials, etc.).
• Use budgeting tools like Spendee, Mint, or a simple spreadsheet.
• Keep a small amount aside for unexpected expenses.

Budgeting not only gives you control but also helps you identify where you can cut costs or save more money every month.

Look For Scholarships And Grants

Belgium offers a range of scholarships for international students, including those from Pakistan. Applying for scholarships is one of the smartest ways to reduce the financial burden of studying abroad.

Types Of Scholarships To Explore:

• VLIR-UOS Scholarships for students from developing countries.
• Erasmus+ programmes offer support for exchange students.
• Scholarships from individual Belgian universities.

You can visit platforms like ScholarshipPortal to find opportunities tailored to Pakistani and South Asian students.

Be sure to check the eligibility, deadlines, and required documents well in advance.

Work Part-Time Legally And Responsibly

As a student in Belgium, you're allowed to work part-time while studying, which can be a great way to earn extra income and gain local experience.

Important Points To Know:

• You can work up to 20 hours per week during the academic year.
• During holidays, you can work full-time without a separate permit.
• Common student jobs include working in cafes, retail shops, and university departments.

Make sure your part-time job does not interfere with your studies and complies with local laws.

Use Online Money Transfers For Family Support

If your family is supporting you from Pakistan, it’s important to choose a fast, affordable, and secure way for them to send funds regularly. Traditional bank transfers can be costly and slow, which is why many students now prefer to send money to Pakistan from Belgium online using trusted services.

Why Online Transfers Are Better:

• Lower fees compared to bank transfers.
• Faster delivery, often within minutes.
• Transparent exchange rates with no hidden charges.
• Safe and secure platforms, like ACE Money Transfer.

Whether your family is sending money for your tuition, rent, or emergencies, a quick money transfer to Pakistan from Belgium makes life easier and stress-free.

Save With Student Discounts

One of the perks of being a student is access to numerous discounts in Belgium. These small savings can add up over time and help reduce your monthly expenses.

Where You Can Save:

• Public transport passes and bike rentals.
• Discounts at bookstores, cafes, and cinemas.
• Cheaper subscriptions for Spotify, Apple Music, and Microsoft Office.
• Student meal plans at university cafeterias.

Always carry your student ID and check if student discounts are available before making any purchases.

Share Living Expenses With Others

Accommodation is one of the biggest expenses for students in Belgium. To manage this cost, consider sharing your apartment or opting for university-provided housing.

How Shared Housing Helps:

• You split the rent, utility bills, and sometimes groceries.
• Living with others helps reduce loneliness and build a social network.
• Student housing is often located near universities, saving travel costs.

Also, try to cook meals at home more often instead of eating out—another smart way to cut costs.

Track Your Spending And Save Regularly

Keeping track of your daily spending habits can help you spot where you’re wasting money. Apps like YNAB (You Need A Budget) and PocketGuard are excellent tools for students abroad.

Saving Tips:

• Avoid impulse spending on things you don’t need.
• Set aside a portion of any extra money you get.
• Use second-hand books and supplies.
• Cancel subscriptions you rarely use.

Even saving a small amount regularly can create an emergency fund for times when you really need it.

How ACE Money Transfer Supports Pakistani Students

ACE Money Transfer understands the challenges faced by Pakistani students abroad. With ACE, students can send money to Pakistan from Belgium or receive financial help from their families securely and quickly.

Benefits With ACE:

• Competitive exchange rates and low fees.
• Multiple payout options in Pakistan (bank account, cash pickup, mobile wallet).
• Real-time tracking for peace of mind.
• 24/7 availability through mobile and web platforms.

This makes online money transfer to Pakistan from Belgium simple, fast, and safe—helping students stay focused on their studies.

Funding Education in Belgium

Being a Pakistani student in Belgium comes with many exciting opportunities and new responsibilities—especially financial ones. By budgeting wisely, working part-time, applying for scholarships, and using affordable money transfer services, you can support your education without putting extra pressure on yourself or your family.

Use platforms like ACE Money Transfer to make a quick and secure money transfer to Pakistan from Belgium. Studying abroad is already a big step—make sure your finances are smartly handled along the way. Recognised for outstanding service, ACE Money Transfer boasts a 4.8/5 Trustpilot rating backed by over 129,000 customer reviews.

FAQs

1. Can Pakistani students work while studying in Belgium?

Yes. International students can work up to 20 hours per week during the academic year and full-time during holidays, as long as they follow legal guidelines.

2. What are the best ways to fund my studies in Belgium?

The best ways include applying for scholarships, working part-time, budgeting carefully, and receiving support through affordable and fast money transfer services like ACE.

3. How can my family send money from Pakistan quickly?

They can use ACE Money Transfer to send money to Pakistan from Belgium online, which offers fast delivery, low fees, and multiple payout options in Pakistan.

4. Are there scholarships available for Pakistani students in Belgium?

Yes. Options include VLIR-UOS, Erasmus+, and university-specific scholarships. Check requirements early to meet deadlines.

5. Is it safe to receive money through online transfer services?

Absolutely. Reputable services like ACE use advanced encryption and follow financial regulations to keep your transactions safe.