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How Pakistani Students Can Study in Australia Without Breaking the Bank

How Pakistani Students Can Study in Australia Without Breaking the Bank

06 May 2025


Studying in Australia is a dream for many Pakistani students, offering world-class education, diverse opportunities, and a thriving international community. However, the cost of living and tuition fees can be a significant concern for many. The good news is, with a bit of planning and smart strategies, students can manage their finances effectively without breaking the bank.

This guide will explore practical tips for Pakistani students on how to study in Australia affordably and how to send money to Pakistan from Australia to support your family.

Plan Your Budget Wisely

Before you even step foot in Australia, it’s crucial to plan your budget carefully. Living in Australia can be expensive, especially in major cities like Sydney and Melbourne. However, with strategic planning, you can manage your finances efficiently.

Break Down Your Expenses

  • Tuition Fees: The first major cost will be your tuition fees, which can range between AUD 20,000 and AUD 45,000 per year, depending on the course and institution.
  • Accommodation: Rent is the second most significant expense. Students can save money by opting for shared housing, university dorms, or living in more affordable suburbs.
  • Food and Transport: On average, students spend between AUD 300 to AUD 500 per month on groceries and transport.

To ensure you stay within your budget, try tracking your expenses and adjusting as necessary. Using money transfer services to send money online to Pakistan from Australia can help you support your family back home while managing your own finances in Australia.

Look for Scholarships and Grants

One of the best ways to reduce tuition fees and other educational costs is by applying for scholarships and grants. Many Australian universities offer a range of scholarships for international students, including those from Pakistan.

Types of Scholarships Available

  • Merit-Based Scholarships: Based on your academic performance.
  • Need-Based Scholarships: Designed for students who demonstrate financial need.
  • Research Grants: Available for postgraduate students conducting research in specific fields.

Check out the official websites of Australian universities to learn about the scholarship opportunities they offer. You can also visit platforms like Scholarships Australia or Study in Australia to find other external scholarships available to Pakistani students.

Live and Earn: International Student Work Options

In Australia, international students are allowed to work up to 40 hours per fortnight during the semester and unlimited hours during breaks. Working part-time can help you cover daily living expenses and even save some money to send back home.

Best Jobs for Students

  • Retail and Hospitality: Common part-time jobs for students.
  • Tutoring: If you excel in a particular subject, you can offer tutoring services.
  • Administrative Assistance: Some universities offer on-campus jobs.

By working while studying, you can also gain valuable experience and make connections in the Australian job market, which could help you secure a full-time job after graduation.

Choose Affordable Accommodation Options

Accommodation costs can vary significantly depending on the city, location, and type of housing. While major cities may have higher rent, you can still find affordable options by looking in the right places.

Tips for Finding Affordable Accommodation

  • Share a House or Apartment: Rent is often cheaper when you share housing with other students.
  • Student Dormitories: Many universities offer affordable on-campus housing options.
  • Suburban Housing: Renting in outer suburbs is often more affordable than living in the city center.

Always make sure to choose accommodation that fits your budget, even if it means commuting a bit farther to campus.

Save on Daily Expenses

Australia offers a high standard of living, but with some effort, you can still live on a budget. Here are a few tips on saving money on daily expenses:

Smart Shopping and Eating

  • Cook Your Meals: Eating out in Australia can be expensive, so try cooking your own meals.
  • Supermarket Discounts: Look for weekly sales at local supermarkets or discount stores like ALDI.
  • Public Transportation: Use public transport or student discounts on transportation passes.

By adopting some cost-saving habits, you can reduce your living expenses and make your student life in Australia more affordable.

Use ACE Money Transfer for Remitting Money Home

Sending money to your family in Pakistan is another important aspect to consider when managing your finances. Whether it’s supporting your parents, covering family medical expenses, or helping with everyday costs, sending money home should be as cost-effective as possible.

Using ACE Money Transfer for making an online money transfer from Australia to Pakistan is one of the most efficient and affordable ways to send money home. ACE Money Transfer offers competitive exchange rates, low fees, and fast transfers, ensuring your money reaches its destination quickly and safely.

How Pakistani Students Can Study in Australia? 

Studying in Australia doesn’t have to break the bank. By following the tips outlined in this guide, Pakistani students can manage their expenses effectively, take advantage of scholarships and part-time work, and find affordable living arrangements. 

Additionally, using ACE Money Transfer to send money online to Pakistan from Australia ensures that your financial commitments at home are taken care of efficiently. With these strategies, you can make the most of your time in Australia and focus on your studies while keeping your financial situation in check.

FAQs

How can I save money while studying in Australia?

By living in shared accommodation, cooking at home, using public transportation, and working part-time, you can significantly reduce your living costs.

How can ACE Money Transfer help me save money when sending money home?

ACE Money Transfer offers competitive exchange rates and low fees, making it one of the most cost-effective ways to send money to Pakistan from Australia.

Are there scholarships available for Pakistani students in Australia?

Yes, many Australian universities offer scholarships for international students, including merit-based and need-based scholarships.

Can I work while studying in Australia?

Yes, international students are allowed to work up to 40 hours per fortnight during the semester and full-time during breaks.

How can I send money home quickly and safely?

ACE Money Transfer offers a fast, secure, and affordable way to send money online to Pakistan from Australia, ensuring your money reaches your family swiftly and safely.


 


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