13 May 2025
When you're working hard abroad, every second and cent counts—especially when sending financial support home. Filipino expats in Portugal often search for efficient, secure, and low-cost remittance options to aid their families in the Philippines. One surprisingly powerful tool for this purpose? Portugal’s Multibanco system, combined with modern GPRS transfer methods.
Many are unaware that Multibanco isn’t just for paying local bills—it can actually help you send money to Philippines from Portugal with efficiency if paired with the right fintech service.
Multibanco is a national interbank network that connects all major Portuguese banks and offers a broad array of payment and transfer services.
Multibanco functions as a shared banking network available through ATMs and online platforms in Portugal. It allows users to transfer funds, pay bills, and even make charitable donations. Filipino expats can use it for remittance by linking it with trusted third-party services like ACE Money Transfer that accept Multibanco payments for international transfers.
When you initiate a transfer using a platform like ACE, you receive a payment reference. You can then use any Multibanco ATM or online banking portal to complete the payment, which is then processed and delivered to your family back home.
Multibanco allows you to:
Because it's integrated with your Portuguese bank account, you can transfer without needing cash—keeping things secure. It also comes with high transparency, so you always see what you’re being charged.
A Banco de Portugal report confirmed that Multibanco is one of the most widely trusted and utilised financial systems in the country, particularly among foreigners for utility and financial transactions.
Platforms like ACE Money Transfer are Multibanco-compatible. This combination allows:
You don’t need to visit a remittance outlet—just generate a payment code online, pay it through Multibanco, and ACE takes care of the rest.
This makes it an ideal solution for those looking for money transfer to Philippines from Portugal.
GPRS (General Packet Radio Service) is a mobile data technology that enables real-time communication and processing, particularly useful in fintech and mobile remittances.
GPRS enables real-time mobile communication with international money transfer platforms like ACE Money Transfer. When you initiate a transfer via your mobile app, the data is sent instantly via GPRS, ensuring no processing delay.
This technology eliminates the need for a constant Wi-Fi or broadband connection, making it perfect for Filipinos who might be on the move or working in outdoor jobs in Portugal.
When using ACE’s app, you can:
This flexibility empowers workers to stay connected with their financial responsibilities without interrupting their daily routines.
Traditional remittance through bank wires or agents may take days. GPRS, when paired with reliable services like ACE, ensures your transfer is submitted, processed, and confirmed—all within a few taps on your smartphone.
It’s especially helpful for urgent needs—school fees, hospital bills, or emergencies—where time is critical.
With modern tools like Portugal’s Multibanco and GPRS-powered mobile platforms, Filipino expats have access to faster, more convenient, and secure ways to send support back home. By leveraging these systems with a trusted service like ACE Money Transfer, which has 4.8+ ratingson Trustpilot, you can simplify your financial responsibilities without ever compromising on safety or speed.
If you’re ready to experience seamless online money transfer from Portugal to Phillipines, ACE is your go-to option.
Start using ACE Money Transfer today for quick, low-cost remittances—because your family’s peace of mind shouldn’t be delayed.
Not directly; you need to link Multibanco with a remittance platform like ACE for international transfers.
No, but it ensures real-time data exchange even without Wi-Fi, speeding up your mobile remittance.
Usually within a few hours or one working day depending on the bank and time of payment.
Yes, ACE offers a fully mobile-optimised experience powered by secure GPRS connections.
Yes, ACE Money Transfer typically provides better rates and lower fees than traditional banks.
