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How Can Bangladeshi Migrants in Poland Cut Down Monthly Expenses?

18 Feb 2025


Living abroad brings new experiences, but it also comes with financial challenges. For over 18,000 Bangladeshi migrants in Poland, managing daily expenses while having enough to send money to Bangladesh from Poland can be difficult. However, with some smart planning, it’s possible to cut costs and save more.
 

In this article, we'll share practical ways for Bangladeshi migrants to lower their monthly expenses without sacrificing a decent lifestyle. From simple budgeting tips to strategies for reducing utility bills and food costs, these tips will help you adjust your earnings better. Whether you're just starting in Poland or have lived here for years, these strategies can make a big difference.
 

Tips and Strategies to Cut Down Expenses in Poland

The following strategies can help you avoid overspending and cut down on growing monthly expenses while living in Poland.
 

Saving on Housing

Poland’s housing market is generally affordable compared to many Western European countries. However, for migrants, rent can still take up a significant chunk of the monthly budget, especially in larger cities like Warsaw or Krakow. To save a major portion of your earnings, find accommodation in less expensive areas outside of city centers.

One effective way to reduce costs is by opting for shared accommodation. Renting a room in a shared apartment is much cheaper than renting a one-bedroom flat alone. Also, splitting utility bills like electricity, water, and internet with housemates can result in significant savings. This simple adjustment can free up more money for essentials or you may send money online from Poland to Bangladesh to support your loved ones.

Share Groceries and Meals with Roommates  

If you're living with others, buying groceries and cooking together can save a lot of money. Instead of each person shopping and cooking separately, pool your money for groceries and plan meals together. This way, you can buy in bulk, which is usually cheaper, and avoid food waste.
 

How to Save by Sharing:

  • Plan meals together and split the grocery costs equally.  
  • Take turns cooking meals for everyone.  

This simple habit can help lower your food expenses and make daily life more affordable for everyone in the house.

Go for Free Entertainment Options

Poland offers plenty of free entertainment options that can help you cut costs while still enjoying your time off. From public parks to free-entry museums and cultural events, there are many ways to enjoy leisure time without spending much money.
 

Free and Fun Activities:

  • Visit parks, lakes, and forests for outdoor activities like hiking or picnicking.
  • Attend free festivals or community events, which are common in Poland.
  • Check for free museum days, which many cultural institutions offer on certain days of the month.

Shop in Generic Brands

When grocery shopping, choosing store-brand products over name brands is an easy way to cut costs without sacrificing quality. Many supermarket chains in Poland have their in-house brands that offer similar quality at lower prices.
 

Rent Instead of Buying Non-Essential Items

When living in a new country, it’s normal to feel like buying everything you think you might need. However, you don’t have to purchase items that you will only use a few times a year. Instead, consider renting things like power tools for home repairs or even furniture if needed in the short term.
 

In this way, you’ll save money and avoid cluttering your space with things you won’t use often. Renting has become popular in Poland, making it easy to find services for everything from kitchen appliances to furniture. This approach is perfect for those living in smaller spaces.  It’s a simple change that can make a big difference in your daily life. With enough savings, you can instantly make a money transfer to Bangladesh from Poland to support your family whenever they need urgent financial support.
 

Invest in Energy-Efficient Appliances

While this may involve some initial expense, investing in energy-efficient appliances (like LED lights, energy-saving kettles, or low-energy washing machines) can greatly reduce your monthly utility bills in the long term. Energy-efficient products consume less electricity and gas, and therefore, costs will drop over time.
 

Limit Non-Essential Purchases

It’s easy to fall into the trap of impulse buying, especially in a new country where everything feels novel. However, limiting non-essential purchases is crucial for saving money. Before making any purchase, ask yourself if it’s something you truly need or if it’s just a short-term desire.
 

Tips to Reduce Unnecessary Spending:

  • Set a monthly budget and follow it strictly.
  • Consider second-hand stores for clothing, furniture, and other items instead of buying new.
  • Wait for sales or discounts before making large purchases.

Public Transport Over Private Vehicles

For most Bangladeshi migrants in Poland, owning a car can be an expensive choice. The costs of fuel, maintenance, and insurance add up to a significant amount. Instead, using Poland’s efficient and affordable public transport system is a far more affordable option. 

Monthly transport passes provide unlimited travel on buses, trams, and trains within city zones, making commuting both economical and convenient. For shorter distances, walking is a free yet healthy option. 

Use Remittance Services Wisely

For Bangladeshi migrants, sending money back home is a priority. However, not all money transfer services are the same, and hidden fees or unfavorable exchange rates can lead to lost money out of the transacted amount. It’s important to compare different remittance services and choose one that offers the best rates and minimal fees.
 

The Way Forward to Living a Financially Stable Life Abroad  

When you follow these ways to save money in your daily life, it will really help you support your family back home. These strategies explained above can help you control spending, make savings, and manage finances wisely. One great option for Bangladeshi migrants in Poland is using ACE Money Transfer. This service lets you send money online to Bangladesh from Poland quickly and safely.

With ACE Money Transfer, you get competitive exchange rates and low fees, which means more money goes to your loved ones. The best part is that you can make an online money transfer from Poland to Bangladesh right from your phone or computer, making it super convenient. Whether it’s for daily needs or special occasions, ACE Money Transfer makes sure your family gets the support they need without any hassle. By using this service, you can manage your own expenses while still making a difference for those back home.

Ready to make sending money home easier? Download the ACE Money Transfer app now to make the most of your money.
 

FAQs

Are there any specific local markets or stores that offer cheaper groceries?

Yes! Look for local markets or discount stores, such as Lidl or Biedronka, where you can often find fresh produce and other groceries at lower prices compared to larger supermarkets.
 

How can I reduce transportation costs in Poland?

Consider using public transportation or bikes instead of taxis. Buying a monthly pass can save you money if you plan to travel frequently. Also, walking can be a healthy and cost-effective alternative for short distances.
 

How can I save on utilities like electricity and water?

Turn off lights when not in use, unplug electronics, and take shorter showers. Sharing utility costs with roommates can also significantly reduce your overall bills.
 

Should I consider cooking in bulk to save on food costs?

Absolutely! Cooking large batches and freezing portions can save time and money.
 

What should I do with unwanted items in my home?

Consider selling unused items online or at local flea markets. This not only declutters your space but can also bring in extra cash that can be used for essential expenses.


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