03 Jul 2025
Over 2.8 million people now use mobile wallets in Finland, and many rely on them to send money from Finland to Pakistan, reflecting the growing trust in digital payments among expats.
For international students, workers, and immigrants in Finland, finding the most convenient way to support loved ones in Pakistan is a daily concern. Digital wallets like Google Pay and Apple Pay offer fast payments and user-friendly features, but are they the best choices for international remittance? This article unpacks both platforms to help you understand their limitations and introduces a smarter alternative for hassle-free transfers.
Finland is a leader in digital innovation, with widespread access to contactless payment systems. Most residents, including expats, rely on mobile wallets for daily shopping, commuting, and online purchases. While these tools are convenient for local transactions, they aren't optimized for international remittances.
To send money overseas, especially to Pakistan, you need more than speed—you need a service that supports currency exchange, secure cross-border compliance, and quick delivery.
Google Pay is a mobile payment service that connects with most Finnish bank accounts and cards. It enables users to tap and pay at contactless terminals or shop online with ease. The app also offers a secure interface with biometric authentication, making it a popular choice for everyday payments in Finland.
While Google Pay works perfectly for local expenses, it lacks built-in support for international transfers. This complicates the process for those trying to send money from Finland to Pakistan, as users are often redirected to third-party platforms—resulting in higher fees and slower processing times.
To bridge this gap, ACE Money Transfer supports money transfers to Pakistan through Google Pay. You can conveniently send funds by using Google Pay as your payment method within the ACE Money Transfer app, ensuring both the ease of a digital wallet and the reliability of a dedicated remittance service.
If you're a Pakistani expat in Finland looking to support your family back home, you need more than domestic convenience. Google Pay does not directly support international remittances, which makes it unreliable when sending money to Pakistan online from Finland.
To learn how to make mobile payments seamlessly, check out How to Pay with Apple Pay or Google Pay in the ACE Money Transfer App. It’s your quick guide to fast and secure transactions using your favorite digital wallet.
Apple Pay is another digital wallet gaining traction in Finland. Designed exclusively for Apple devices, it enables users to securely store cards, make contactless payments, and complete transactions with ease. According to Statista's Consumer Insights, Apple Pay usage in Finland for both in-store and online payments significantly increased between 2020 and 2024. Nearly 6 out of 10 Finnish respondents used Apple Pay at physical stores, while 4 out of 10 reported using it for online purchases during the same period.
For iPhone and Apple Watch users, Apple Pay offers a streamlined experience. While Apple Pay itself doesn’t directly support money transfer from Finland to Pakistan , ACE Money Transfer allows it using Apple Pay. If you're an Apple Pay user, you can make secure payments through ACE’s supported money transfer app, combining Apple Pay’s convenience with ACE’s remittance infrastructure. This enables you to send funds smoothly from Finland to Pakistan using your linked Apple Pay account.
Apple Pay can store your debit and credit cards and offers robust security using Face ID or Touch ID. It integrates well with Finnish banks and offers reliable access to local services.
Apple Pay does not offer international transaction features. This means you’ll still need to rely on a third-party app or remittance service, which increases cost, risk, and effort. If your goal is to send money to Pakistan from Finland, Apple Pay alone won’t help.
When you're looking to send money from Finland to Pakistan, trust a platform that specializes in it, not one that just “makes it possible.” You’ll save time, avoid hidden fees, and feel more secure every time you send support home.
Your loved ones rely on you. When you send money from Finland to Pakistan, you shouldn’t have to worry about high fees or lost time. Apple Pay and Google Pay weren’t built for global support—they’re limited by design. Instead, choose a platform that’s made for you.
Switch to a service that combines trust, transparency, and value. Use a platform that puts your needs first and gets your support home reliably. Your money deserves better—and so do the people receiving it.
In Pakistan, Google pay and Apple pay are not supported as payout options. However, you can use Google Pay or Apple Pay as a payment method from Finland. For Pakistan, you must choose from these available payout options, such as bank deposits, Cash pickup, mobile wallets (Jazzcash and Easypaisa), and Airtime Topups.
Using a specialized remittance platform like ACE Money Transfer ensures your transfer is fast, secure, and traceable from start to finish.
Most traditional banks and general apps may add hidden charges. Remittance services like ACE show full costs upfront before sending.
Most transfers are completed instantly or within a few hours, depending on your chosen payout method and recipient bank.
Yes, you can use your smartphone to register, send, and track transactions using the ACE Money Transfer mobile app. It’s fast, secure, and user-friendly.
