01 May 2025
Making the move from Ghana to Norway is no small step. Whether you're coming for work, studies, or to reunite with family, one of the most important things you'll need to sort out is your housing. Norway is beautiful, clean, and well-organized, but finding the right home, especially as a newcomer, can be a little tricky.
This guide is here to help Ghanaians abroad understand the ins and outs of the Norwegian housing market so you can make confident decisions and settle in smoothly. And while settling down, it’s also important to stay connected with loved ones, especially when you need to send money to Ghana from Norway for family support.
Before packing your bags, it’s important to understand what’s required to settle smoothly in Norway. From legal documents to housing prep, a little planning goes a long way.
Before anything, ensure your visa or residency permit is in order. Housing often requires documentation showing your legal right to stay in Norway. Some landlords won’t consider tenants without this.
Housing in Norway isn't cheap. In Oslo, a one-bedroom apartment can cost anywhere from 9,000 to 14,000 NOK per month. Outside of major cities, prices are slightly lower. Keep in mind you'll also need to budget for internet, electricity, and other living costs.
It’s smart to manage your money wisely, especially when sending money back home to Ghana. That’s where ACE Money Transfer comes in. It's a reliable and cost-effective way to support your family without breaking the bank.
Renting a home in Norway comes with its own set of rules and expectations. Knowing what landlords look for can help you secure a place faster and avoid surprises.
Landlords typically ask for ID, proof of income or employment, and sometimes references from previous landlords. A Norwegian guarantor can be helpful if you’re new and don’t have a rental history.
Most leases are for one year and require a three-month notice to terminate. You'll usually pay a deposit equal to three months' rent. Always read the lease carefully. In Norway, tenants have strong rights, but so do landlords—so make sure you understand what you're signing.
Ghanaians in Norway may face housing challenges, from cultural differences to language barriers. Adjusting takes time and patience.
In Norway, it’s common for young people or students to share apartments, but it’s done quietly and respectfully. Be aware of noise rules—neighbors value peace and quiet, especially in the evenings.
Most contracts are in Norwegian. If you’re not fluent yet, have someone translate or explain key terms before signing anything. Google Translate helps, but nothing beats human support in these cases.
Below are a few affordable housing & budgeting tips for Ghanaian expats that would make your housing experience better as a Ghanaian expat.
It makes a big difference when you feel connected. Join Ghanaian associations or community groups in your city. You’ll find advice, friendship, and often housing leads, too.
Norwegians may seem reserved at first, but they’re kind and respectful. A simple “Hei!” or small chat in the hallway can go a long way.
Future planning is always important. Keep the following tricks in mind while planning for a happy retirement life.
Start small and upgrade later as your career and income grow. Many Ghanaians in Norway start in shared spaces and eventually move into family homes or buy property.
Having stable housing helps with residency and immigration applications. Over time, homeownership can give you a real sense of belonging and financial security.
Finding a home in Norway takes effort, but it’s definitely doable and rewarding. And remember, when it’s time to support loved ones back in Ghana, ACE Money Transfer offers a fast, safe, and affordable way for online money transfer from Norway to Ghana.
ACE Money Transfer offers fast, secure, and affordable international transfers with real-time tracking and competitive exchange rates. Their easy-to-use platform and consistently low fees, especially for repeat transfers, have earned them a 4.8 Trustpilot rating from over 129,000 satisfied users.
Generally, landlords prefer tenants with legal residency or a valid visa. It’s best to have documentation showing your right to stay in Norway before starting your housing search.
Yes, foreigners, including Ghanaians, can buy property in Norway, but you'll need a Norwegian personal number and usually a stable income.
Rent varies by city. In Oslo, expect to pay between 9,000–14,000 NOK monthly for a one-bedroom apartment. Smaller cities tend to be more affordable.
You can use ACE Money Transfer for fast, secure, and affordable transfers from Norway to Ghana. They offer competitive exchange rates and an easy-to-use app.
Most rental contracts are in Norwegian. If you’re not fluent, get help from someone you trust or seek a translated explanation before signing.
