24 Feb 2025
Naturally, navigating the realm of finances in a new country is hard, but for migrants looking forward to managing finances properly, it can be more challenging. Ghanaian migrants who often send money to Ghana from Belgium can face a real nightmare trying to find an ATM to either withdraw or make money transfers. This guide discusses tips on where to find nearby ATMs in Belgium and also serves as a guide to managing finances.
We'll explore practical strategies for budgeting, saving, and sending money home efficiently. From understanding local banking systems to leveraging digital tools, we aim to simplify the financial journey for Ghanaian expats. This knowledge empowers migrants to take control of their finances and build a secure future.
Daily financial transactions involve ATMs (Automated Teller Machines). They benefit migrants who have to send money back home because they do not have to visit a bank. Knowing how to quickly find an ATM can save you time and be less hassle than a cash withdrawal. ATMs offer 24/7 access to cash, making them a convenient option for managing daily expenses. With the rise of mobile banking and ATM locator apps, finding a nearby ATM is easier than ever.
ATMs in Belgium come in various forms, each designed to support an ATM need specifically. The most common types include:
Banks have branch offices, each with an ATM. These offices offer cash withdrawals, account balance queries, and deposits. Because bank ATMs are so reliable and secure, people often prefer them.
ATMs not affiliated with your bank are referred to as independent ATMs. They charge higher fees if you transact there. You can find them in public places, shopping malls, and tourist zones.
Before using these ATMs, it is advisable to check the fees.
Belgium features many international banks that have ATMs, so migrants can easily use their home accounts. These ATMs frequently enable people to withdraw money from diverse accounts of foreign banks.
Finding a nearby ATM in Belgium is relatively straightforward, thanks to several resources available:
ATM locators are offered in almost all banks in Belgium, and these banks offer mobile banking apps to their customers. Users can find the nearest ATM through the app of a local bank.
ATMs can be found using popular mapping services, including Google Maps. Many can now be found by simply searching for ‘ATM near me’, which will give you a list of nearby available options with user ratings and operating hours.
A bank’s official website can also give information about the ATMs of that bank. ATM locators are the most common section in a bank where different filters like location can be used.
If there are no local tourist information centres or community organisations available, migrants will try to find nearby ATMs from where they can withdraw what is left of their money.
Furthermore, they may indicate where you would be safest to take money out.
Find below a few more tips for Ghanaian migrants in Belgium to find a nearby ATM:
Get the major banks’ ATM locations in Belgium by downloading their apps. They often have ATM locators.
Just approach people or friends that you meet and ask them where the nearest ATM is.
You can see that train and bus stations feature ATMs.
ATMs should be found in big shopping malls or retail stores.
Cash withdrawals at ATMs are available at most gas stations.
While ATMs offer convenience, certain precautions should be taken to ensure safe transactions:
Always choose ATMs in bright, crowded areas. Avoid machines that seem damaged or have odd attachments. Covering the keypad when entering a PIN also increases security. Make sure to keep a record of your account balance before and after using an ATM. You never know when your loved ones back home will ask you to send money online to Ghana from Belgium.
Not all ATMs will charge the same fee for a withdrawal. There is less of a fee for bank ATMs than for other ATMs. Before you conclude a transaction, it is important to ask about fees.
Of course, ATMs have a daily withdrawal limit, and the amount of cash available depends on the machine. Knowing this helps you plan your finances, especially when you are sending money back to Ghana.
It’s crucial for Ghanaian migrants paying bills in Belgium to find an ATM. Leveraging mobile apps, online maps, and local resources makes accessing cash hassle-free. Understanding the financial landscape can help quite a bit in the transition to life in Belgium, providing a better migration experience.
In addition, an online money transfer from Belgium to Ghana can be made smoothly with the right tools and info, so families can remain connected even if they are not very close. Download the ACE Money Transfer app today for a free and instant transfer to Ghana.
Look at Google Maps or a banking app to find ATMs near you. You can also seek the directions of the locals.
Most ATMs in Belgium will accept international cards, but most (or all) of these ATMs may charge fees.
The vast majority of ATMs are open 24/7, while some are open only during bank branch hours.
Of course, if your card is included in a global network such as Visa or Mastercard.
Fees may apply, especially if you use an ATM outside your bank’s network. Check your bank’s policies, for example.
