14 Mar 2025
Every Filipino living and working in Germany carries one unshakable purpose — to support loved ones back home. Whether you’re an overseas worker, student, or expat, the desire to provide for your family is deeply rooted in Filipino culture. Remittances are more than just money; they’re lifelines that pay for education, healthcare, bills, and daily living. That’s why finding a fast, affordable, and secure way to send money to Philippines from Germany is crucial.
In this article, you’ll learn the easiest and safest way to send money directly to bank accounts in the Philippines using ACE Money Transfer, a trusted partner for thousands of Filipinos abroad. We’ll walk you through how bank deposit remittances work, why they’re so popular, and how you can enjoy reliable service, excellent rates, and low fees. Whether you're new to remittance or seeking a better way to transfer funds, this guide is for you.
A bank deposit transfer is a method of sending money from abroad directly into the recipient’s bank account in the Philippines. Unlike cash pickup or door-to-door delivery, bank deposits are digital, fast, and convenient. The sender doesn’t need to visit a physical location, and the receiver gets the money straight into their account—usually within minutes.
Using ACE Money Transfer to make a money transfer to Philippines from Germany is simple, quick, and hassle-free. Here’s a step-by-step guide to get you started:
Visit the ACE Money Transfer website or download the mobile app. Create an account or sign in using your credentials.
Select “Philippines” as the receiving country.
Choose “Bank Deposit” from the available delivery options.
Provide the full name of your recipient and their bank account information. ACE supports all major banks across the Philippines.
Specify the amount you want to send. ACE will display up-to-date exchange rates for Germany to Philippines money transfers.
Choose your payment method (bank transfer, debit/credit card, etc.). Confirm and complete your transfer.
You’ll receive a confirmation and tracking number. The recipient will get notified when the funds are credited.
Remittances play a pivotal role in the lives of millions of Filipino families. In many cases, they fund daily expenses, education, emergencies, and investments. According to Bangko Sentral ng Pilipinas (BSP), overseas remittances in 2023 were recorded to be over $36 billion., making it the fourth-largest remittance-receiving country globally.
These funds represent nearly 9% of the country’s GDP, showing how essential the financial support from OFWs is to national development. When you send money to Philippines online from Germany, you’re not just helping your family—you’re contributing to the country’s economic resilience.
Transfers to the Philippines via bank deposit are usually completed within minutes, depending on the receiving bank.
ACE uses advanced encryption and fraud prevention technology to ensure your money reaches the recipients safely.
ACE offers competitive transfer fees to the Philippines — often lower than traditional banks or other remittance services.
Get the best way to send money to the Philippines with competitive exchange rates and zero hidden charges.
Send money anytime, from anywhere in Germany, using the ACE app or website.
Why wait in long queues or pay more for less? Experience a fast, secure, and low-cost way to send money to the Philippines online. Whether it’s for bills, tuition, or emergencies, ACE Money Transfer ensures your hard-earned money reaches your loved ones on time—every time.
Sign up with ACE today and experience a smooth international online money transfer to Philippines from Germany.
Most bank deposit transfers to the Philippines are completed within minutes, though timing can vary depending on the receiving bank and time of day.
ACE works with all major banks including BDO, BPI, Metrobank, Land Bank, RCBC, and UnionBank, among others.
ACE offers low-fee remittance services, and fees vary based on amount and method. During promotions, you may even get fee-free transfers.
Yes, ACE ensures secure money transfers using end-to-end encryption, regulatory compliance, and anti-fraud systems.
Absolutely. You’ll receive a transaction tracking number, and you can track the status in real time via the ACE app or website.
