13 Jun 2025
As remittances from Spain to Romania continue to grow, many Romanian expats working hard abroad remain unaware of how much they lose in hidden fees and poor exchange rates. The cost of sending money home may appear small on the surface, but it often builds up into a significant financial burden over time. With many Romanians supporting families or managing properties back home, finding a smarter way to send money becomes essential. This article is crafted to help you understand common remittance mistakes, explore cost-saving strategies, and introduce a more efficient and affordable method through ACE Money Transfer to send money to Romania from Spain.
Sending money across borders can seem straightforward, but several overlooked factors often lead to unnecessary expenses. Let’s explore the most common mistakes Romanian expats make when making a money transfer from Spain to Romania, and how to avoid them.
Many people assume the exchange rate they see is what they get. However, the mid-market rate—also known as the real exchange rate—is often different from what providers offer. Most traditional transfer services add a hidden margin to this rate, meaning you receive less RON for your Euro.
These hidden margins often cost more than the transfer fees themselves, leading to less value for your money. Always compare the offered rate with the mid-market rate to ensure you're getting a fair deal.
Banks are typically trusted institutions, but when it comes to international remittances, they aren’t always the most cost-effective choice. Traditional banks tend to charge higher fees, offer less competitive exchange rates, and process transfers more slowly than modern digital platforms.
Furthermore, their pricing structures are often unclear, leaving senders uncertain about how much money will actually arrive. Romanian expats could save more by choosing alternatives that prioritise transparency and efficiency.
Emergencies or time-sensitive situations often compel expats to opt for immediate transfer services, which typically come with higher fees. While speed is crucial, it's important to choose services that offer fast delivery without inflating the cost.
Many first-time users miss out on special discounts or promo codes offered by money transfer services. These promotions can significantly lower the cost of your first transfer or even waive the fee completely.
Additionally, loyal customers often qualify for reward programs, discounts, or cashback offers that traditional banks usually don’t provide. Failing to utilise these benefits means missing easy opportunities to save.
Avoiding the above mistakes is just the beginning. There are practical, everyday strategies that Romanian expats in Spain can adopt to maximise their savings on cross-border transfers.
Before making a money transfer from Spain to Romania, take a moment to compare providers using online tools. Don’t be misled by low fees alone—check the exchange rate and calculate how much your recipient will receive.
The total cost should include both the fee and the impact of the exchange rate. Opting for the provider with the best overall value ensures you get the most out of your hard-earned money.
Digital remittance services like ACE Money Transfer are designed with cost-efficiency and user convenience in mind. ACE offers highly competitive exchange rates, real-time tracking, and zero hidden charges, making it easier and more affordable to send money online to Romania from Spain.
Plus, the streamlined app and web platform make the whole process quick and hassle-free, even for first-time users.
The cost of your transfer also depends on how the money is received. Bank deposits, cash pickups, and mobile wallet options each come with their pricing structures. Choosing the most appropriate method for your recipient’s needs can reduce unnecessary charges.
For example, if your recipient prefers mobile wallet transfers, it might be cheaper and faster than a traditional bank deposit.
Every transaction, regardless of amount, usually incurs a base fee. Sending money weekly might seem convenient, but the cumulative fees can be significant. Instead, plan to send larger sums less often—perhaps monthly.
This approach helps save on flat transaction costs and allows better financial planning for both sender and receiver.
ACE Money Transfer frequently runs seasonal promotions and referral programs that reduce or eliminate transfer fees. These offers are ideal for first-time users and can also reward loyal customers who refer friends or send regularly.
When considering an affordable and secure way to send money, ACE Money Transfer stands out as a leading option for Romanian expats in Spain. Here’s why.
ACE provides real-time exchange rates that closely match the mid-market rate, without adding hidden markups. You always know how much your recipient will get, which helps you plan and budget better. This transparency builds trust and ensures you're not overpaying unknowingly.
ACE Money Transfer often charges very low fees, and sometimes none at all during special promotions. First-time users, in particular, benefit from free transfers or discounted rates, making it a smart option for anyone looking to send money to Romania from Spain regularly or occasionally.
With ACE, transfers are completed in real-time or within hours, depending on the method chosen. The platform also boasts strong encryption and complies with financial regulations to keep your transactions secure. Whether using the mobile app or website, users experience fast and easy service without sacrificing safety.
ACE partners with a wide network of banks, cash pickup locations, and mobile wallet providers throughout Romania. This extensive reach ensures your recipient can easily collect their money in the manner most convenient for them, without unnecessary delays or complications.
ACE takes pride in offering 24/7 multilingual support through live chat, phone, and email. Whether you're facing a technical issue or have questions about a transfer, the support team is always ready to help.
The user-friendly interface further enhances your experience, making each transaction seamless.
Sending money home is about more than just the transfer—it’s about ensuring every euro reaches your loved ones with minimal loss. By avoiding hidden fees, choosing the right platform, and using smart strategies, Romanian expats can make the most of their remittances. Over time, even small savings add up, making a significant difference. ACE Money Transfer offers a secure, efficient, and affordable way to send money online to Romania from Spain, making it the right partner for your remittance needs.
Yes, ACE uses top-tier encryption and complies with financial regulations in both Spain and Romania, ensuring your transactions are protected and private.
Most transfers are instant or completed within a few hours-3 days, depending on the recipient’s chosen payout method, such as cash pickup, bank deposit, or mobile wallet.
No. ACE maintains complete transparency in pricing, ensuring there are no hidden charges. What you see is what you pay.
Yes. With ACE’s mobile app and website, you can monitor your transaction from initiation to delivery, giving you full control and peace of mind.
