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Comparing ABL And Mobile Transfers For Quick Remittances

Comparing ABL And Mobile Transfers For Quick Remittances

04 Jul 2025


For many Pakistani expats living in Sweden—particularly students and workers in Stockholm—sending money back home to support their families in Lahore is a regular responsibility. Whether it’s to cover household expenses, medical bills, education costs, or simply share joy during Eid or other festivals, choosing the right transfer method makes all the difference.

In today’s digital age, you have multiple options at your fingertips. Two of the most popular methods include sending money online to Pakistan from Sweden through Allied Bank Limited (ABL) and using mobile wallet transfers. But which is quicker, more convenient, and cost-effective?

Let’s explore how these two options compare and how ACE Money Transfer plays a role in simplifying your remittance journey.

 

The Remittance Landscape for Pakistanis in Sweden

With over 20,000 Pakistanis living across Sweden, including a growing number of international students and IT professionals in cities like Stockholm, Gothenburg, and Malmö, there’s an increasing demand for fast, secure, and low-cost online money transfer to Pakistan from Sweden.

The most commonly used remittance methods include:

  • Bank transfers (e.g., to Allied Bank Limited)
  • Mobile wallet transfers (e.g., Easypaisa, JazzCash)
  • Online remittance platforms like ACE Money Transfer

Each method comes with its own pros and cons, especially when sending money to busy cities like Lahore.

 

Allied Bank Limited (ABL) Transfers

Allied Bank Limited is one of the oldest and most trusted commercial banks in Pakistan. Many families still prefer ABL because of its reliable infrastructure and wide network of branches.

 

Advantages of Sending Money to ABL

  • Wide branch coverage across Pakistan, including multiple locations in Lahore
  • Secure and direct bank deposits to recipient accounts
  • Trusted by older generations, particularly those less familiar with mobile apps
  • Option for cash pickup if the recipient does not have an account

 

Things to Consider

  • Processing time can be longer, depending on bank hours and holidays
  • The recipient must visit a branch or ATM to access funds if not using mobile banking
  • Not ideal for urgent or late-night transfers

ABL remains a good choice for those looking for security and traditional banking reliability when planning a money transfer to Pakistan from Sweden.

 

Mobile Transfers: Fast, Flexible, and Growing in Popularity

Mobile wallet transfers via platforms like Easypaisa, JazzCash, and UPaisa have revolutionised the way Pakistani expats send money online to Pakistan from Sweden. These services are growing rapidly due to their speed and convenience.

 

Benefits of Mobile Wallet Transfers

  • Instant fund delivery to recipients in Lahore
  • Recipients don’t need a bank account—just a valid CNIC and a mobile phone
  • Withdraw cash at thousands of agent locations, shops, or ATMs
  • Ideal for emergencies or late-night needs
  • More control through smartphone apps for tracking and receipts

 

Potential Drawbacks

  • Limited withdrawal amounts for unverified wallets
  • Older recipients may struggle with mobile technology
  • Transaction fees can vary depending on the wallet service used

Mobile transfers are increasingly popular among younger Pakistani expats who are tech-savvy and want to ensure quick money transfer to Pakistan from Sweden.

 

Which One Is Better? ABL or Mobile Wallets?

The answer depends on your personal needs and your recipient’s preferences.

Feature

ABL Transfers

Mobile Wallet Transfers

Speed

1–2 hours or the next business day

Instant (usually within minutes)

Accessibility

Requires a bank account or cash pickup

Only a phone and CNIC are needed

Fees

Generally low, depending on the method

May vary by service provider

Recipient Age/Tech Use

Great for elderly recipients

Ideal for younger, mobile-savvy users

Availability

Dependent on bank hours

24/7 availability


 

 

Why Use ACE Money Transfer for Either Option?

ACE Money Transfer is a reliable digital platform that makes sending money to Pakistan from Sweden stress-free and secure. Whether you choose ABL or a mobile wallet, ACE ensures a smooth process.

 

Top Reasons to Choose ACE

  • Competitive exchange rates
  • Low transfer fees with seasonal promotions
  • Instant and secure transactions
  • Multiple payout methods, including bank deposit and mobile wallets
  • Trusted by thousands of expats across Europe

 

How to Send Funds from Stockholm to Lahore via ACE

Sending money through ACE is easy and only takes a few steps:

  1. Create a free ACE account online or via their app
  2. Select Pakistan as the destination country
  3. Choose ABL or your preferred mobile wallet
  4. Enter recipient details and amount
  5. Pay using your Swedish bank card or account
  6. Get confirmation and tracking updates

Your recipient will receive the funds quickly and safely, whether it’s for family expenses or festive celebrations.

 

Helpful Tip: Check for Exchange Rate Trends

It’s always smart to keep an eye on real-time exchange rates to get the most out of your remittance. For updated currency info, you can use XE’s currency converter, a trusted resource for international money transfers.

 

Comparing ABL and Mobile Transfers

Whether you choose ABL for its traditional reliability or mobile wallets for speed and convenience, sending money from Stockholm to Lahore has never been easier. ACE Money Transfer provides both options, ensuring that you don’t have to compromise on safety, speed, or cost.

As festivals approach or family needs arise, make the most of your remittance with ACE and keep the connection between Sweden and Pakistan alive and strong.

 

FAQs

Can I send money to mobile wallets in Pakistan from Sweden?

Yes, ACE Money Transfer allows you to send funds directly to popular mobile wallets like Easypaisa and JazzCash .

 

Is sending money to ABL through ACE secure?

Absolutely. ACE Money Transfer is regulated and licensed in both Europe and Pakistan, ensuring a secure transfer process.

 

How long does it take to send money online to Pakistan from Sweden?

If you send money online to Pakistan from Sweden, Bank transfers may take 1-3 days, while mobile wallet transfers are usually instant.

 

Are there limits on how much I can send from Sweden to Pakistan?

No, ACE Money Transfer has no hard limits. However, the limits may depend on your payment method, the recipient’s bank policies, and financial regulations. 

 

How do I track my transfer?

You can easily track your transaction in real-time through the ACE website or mobile app using your unique transaction number.


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