30 Jun 2025
With so many Pakistanis living in cities like Barcelona, Madrid, and Valencia, remittances to Pakistan are a lifeline for families, covering everything from daily expenses to education and medical bills. But choosing the right service can be tricky. Traditional banks often feel like the safe choice, but their high fees and slow transfers can frustrate you. Could ACE Money Transfer’s app be the smarter way to send money online to Pakistan from Spain?
ACE Money Transfer’s app is designed to make sending money to Pakistan as easy as sending a WhatsApp message. From lightning-fast transfers to flexible payout options, here’s why the app is a standout choice for the best service for Spain-Pakistan transfers.
When your loved ones in Pakistan need funds urgently, every minute counts. ACE claims some transfers can be completed in as little as 7 seconds, especially for mobile wallet deposits or cash pickups.
This speed is a game-changer for emergencies, like covering unexpected medical costs. In contrast, traditional banks typically take 1–3 days to process international transfers due to the SWIFT network’s multiple intermediaries. With ACE, you can ensure your money reaches Pakistan almost instantly, making it a top pick for the instant cash pickup Pakistan option.
You don’t need to be a tech wizard to use ACE’s app. Available on iOS and Android, its intuitive interface guides you through every step—select Spain, choose Pakistan, enter the amount, and pick a payout method.
Features like saved recipient details and a reuse button let you send money to the same person with just a tap, saving you time on repeat transfers. Whether you’re a student juggling classes or a professional on a tight schedule, the app’s simplicity ensures you can manage remittances without stress, making it perfect for an online transfer to Pakistan.
Your family in Pakistan might have different needs—some prefer bank deposits, others need cash, and many use mobile wallets. ACE offers flexibility with:
Recipients can collect funds instantly at over 6,500 partner locations, like MCB, UBL, and Bank Alfalah, with just a transaction code and CNIC.
Send directly to accounts at major Pakistani banks, such as Meezan Bank or Allied Bank, often within minutes.
Transfer to Easypaisa or JazzCash for instant access, ideal for recipients in rural areas without bank accounts.
Nobody likes surprises when sending money. ACE’s app shows you live Spain-Pakistan remittance rates through its exchange rate calculator, so you know exactly how many Pakistani rupees your recipient will get.
Fees are displayed upfront, often lower than banks’ charges, and there are no hidden costs. For example, banks might add a 3–6% markup on the EUR/PKR rate (around 305.3665 as of June 2025), while ACE offers rates closer to the mid-market rate.
Traditional banks have long been the go-to for international transfers, but they often fall short for Pakistani expats in Spain. High costs, slow processing, and limited accessibility can make them a hassle. ACE Money Transfer, with its app-focused approach, challenges banks head-on, offering a modern alternative that prioritizes your needs.
Banks can eat into your remittances with high fees and poor exchange rates. For a €500 transfer to Pakistan, a bank might charge €15–€30 in fees plus a 4% exchange rate markup, meaning your family could lose €25 or more.
ACE, known as the cheapest way to send money to Pakistan, keeps fees low—sometimes as little as €1–€3—and offers rates closer to the mid-market rate. For that same €500, you might save €20–€30 with ACE, ensuring more rupees reach your loved ones. Seasonal promotions, like zero-fee offers, make ACE even more cost-effective.
Banks often limit you to branch visits during working hours (9 AM–2 PM in Spain), which isn’t ideal if you’re juggling a busy schedule. Their transfers can take 1–3 days, or longer over weekends, due to SWIFT processing.
ACE’s app, however, is available 24/7, letting you send money from your couch at midnight or during a lunch break. Most transfers, especially to mobile wallets or cash pickup points, are instant or same-day, giving you unmatched flexibility and speed for Spain-Pakistan remittances.
You want your money to be safe, and ACE delivers. The app uses bank-level encryption, two-factor authentication, and complies with strict KYC (Know Your Customer) and AML (Anti-Money Laundering) regulations, overseen by the Financial Conduct Authority (FCA).
These measures match or exceed bank security, ensuring your funds and data are protected. Plus, ACE’s real-time tracking lets you monitor your transfer’s progress, offering peace of mind that banks’ slower systems often lack.
When you have a question about your transfer, you need help fast. Banks often have rigid call centers with limited hours and long wait times. ACE offers 24/7 multilingual support in English and Urdu, perfect for Pakistanis in Spain.
Whether you’re troubleshooting a transaction or need help with KYC documents, ACE’s live chat or phone support responds quickly, often resolving issues in minutes. This human touch makes ACE feel like a partner, not just a service.
ACE Money Transfer’s app outshines banks with its speed, savings, simplicity, and security. Whether you need to send money to Pakistan from Spain or anywhere else, you get lightning-fast transfers—often in just 7 seconds—compared to banks’ 1–3-day delays. Low, transparent fees and competitive exchange rates mean more money reaches your family in Pakistan. The user-friendly app, with features like saved recipients and live rate tracking, fits any busy lifestyle.
Yes, ACE’s app is available 24/7, allowing you to send money anytime, even when banks in Spain or Pakistan are closed.
You can request a cancellation via the app or contact ACE’s 24/7 support, provided the funds haven’t been collected or deposited yet.
Absolutely! ACE supports flexible transfer amounts, making it ideal for students sending pocket money or support to family.
ACE provides real-time exchange rates via its calculator, locking in the rate at the time of transfer to avoid surprises.
Yes, the app’s simple design and multilingual support make it easy for all ages to navigate and send money confidently.
