A Nepali Expat’s Guide to Registering as a Freelancer in Portugal

For many Nepali expats in Portugal, freelancing is not just a side gig—it’s a path to financial freedom. But understanding how to register legally, declare income, and still send money to Nepal from Portugal without complications can be overwhelming.

In this guide, you’ll discover how to work freelance legally in Portugal and manage earnings wisely to support your family back home.

How Can a Nepali Expat Legally Register as a Freelancer in Portugal?

Registering as a freelancer in Portugal is possible for Nepali expats, provided you meet certain legal criteria. It requires obtaining proper documentation, registering for taxes, and following local compliance laws.

Obtain a Valid Residency and NIF Number

Before you can freelance, you must have a valid residence permit and a Número de Identificação Fiscal (NIF)—your Portuguese tax ID.

• You can apply for NIF through Autoridade Tributária (Portuguese Tax Authority).
• Expats without residency can apply for a temporary NIF through a fiscal representative.

Here’s the official government page to apply or learn more:
 Portuguese Tax Authority – NIF Info

Register on the Portuguese Tax System (AT Portal)

Once you have your NIF, register on the AT Portal as an “Independent Worker” (Trabalhador Independente).

Steps include:

• Accessing the AT Portal online
• Selecting the appropriate freelance activity code (CAE code)
• Providing a Portuguese IBAN for tax-related payments

You’ll be automatically enrolled in Social Security (Segurança Social) for contribution payments, which typically range between 21.4%–25% of your earnings.

Open a Freelancer-Friendly Bank Account

Opening a Portuguese bank account with freelancer support is essential for tracking payments and paying taxes. Many banks like ActivoBank or Millennium BCP offer accounts suited for self-employed individuals.

Make sure to separate personal and freelance income for transparency, especially when planning money transfer to Nepal from Portugal.

How to Declare Freelance Income and Send It Back to Nepal Efficiently?

Once you’re registered, you’re legally obligated to declare income and pay taxes. But beyond that, sending your earnings home securely and affordably should be your next focus.

Declare Income with E-Recibos (Electronic Invoices)

As a freelancer, you must issue e-recibos—official electronic receipts—for every job completed.

You’ll need to:

• Log in to the AT Portal
• Create and submit an e-receipt per service provided
• Maintain accurate digital records for all clients

Taxes include:

• IRS (Income Tax): Progressive, up to 48%
• IVA (VAT): Required if annual earnings exceed €12,500
• Social Security: Paid quarterly

Comply with Double Taxation Agreements (DTA)

Portugal and Nepal have not yet signed a DTA, which means earnings declared in Portugal and remitted to Nepal may be subject to taxation again if not documented properly in Nepal.

However, you can still:

• Retain proof of tax paid in Portugal
• Declare earnings in Nepal through proper remittance channels
• Consult with a local tax advisor in Nepal for further clarity

Avoid using informal channels, which may be considered tax evasion and lead to legal complications.

Use Trusted Platforms for Secure Money Transfers

Freelancers often need a fast and secure way to send money to Nepal online from Portugal. That’s where digital remittance platforms like ACE Money Transfer shine.

Benefits include:

• Real-time exchange rate monitoring
• Affordable transfer fees
• Zero fee on first transfer
• Mobile app and online dashboard access
• Direct transfers to bank accounts and mobile wallets in Nepal

Using ACE ensures your earnings reach your loved ones safely, without delays or hidden charges. Compared to others, our service is quick, secure, and user-trusted.
ACE Money Transfer, with its 4.7 ratings on Trustpilot, is a name thousands trust worldwide.

Track and Report Remittances in Nepal

To avoid scrutiny, recipients in Nepal should also declare income if it exceeds local thresholds. Nepal Rastra Bank encourages using formal channels, especially when receiving freelance income from abroad.

Read the NRB’s official remittance guidelines to stay compliant.

Final Words

Freelancing in Portugal as a Nepali expat can unlock incredible opportunities—financial independence, global clients, and personal growth. But it’s vital to do it right: register properly, declare your income, and use regulated methods to online money transfer from Portugal to Nepal.And when it comes to sending your hard-earned money back home, you need a service that works as hard as you do. ACE Money Transfer offers reliable, fast, and secure remittance solutions trusted by thousands of Nepali expats.

Start your freelance journey confidently—and support your family in Nepal with smart, secure transfers.

FAQs

How long does it take to register as a freelancer in Portugal as a Nepali expat?

 Typically, it takes 1–2 weeks if you already have a NIF and residence permit.

Do I need to pay VAT as a freelancer in Portugal?

You must pay VAT only if your annual freelance income exceeds €12,500.

Can I use ACE Money Transfer without a Portuguese bank account?

Yes, ACE allows you to send money using debit/credit cards or IBANs from verified sources.

Is freelance income sent to Nepal taxable there?

 If the income is declared and tax-paid in Portugal, it’s usually not taxed again in Nepal if supported by legal documentation.

What makes ACE Money Transfer a reliable remittance service?

ACE is known for competitive rates, fast delivery, and 4.8+ Trustpilot ratings, making it a top choice for freelancers.