18 Jul 2025
Sending money back home is a routine task for many Gambians living in Switzerland. Whether it’s to support family, pay for tuition, or contribute to household needs, remittances play a vital role in everyday life. But what if you’re unknowingly losing money or facing delays? Small missteps in the transfer process can lead to big consequences, higher fees, delayed delivery, or your loved ones receiving less than expected.
In this article, we’ll uncover five common mistakes people make while making a money transfer from Switzerland to Gambia and how to avoid them.
Here's the mistake and its solution.
Many senders focus only on the transfer fee and forget to check the exchange rate. Some providers offer low fees but adjust the rate in their favor, costing you more.
Before completing a transfer, compare the real-time exchange rate with what the provider offers. Look for services like ACE Money Transfer, which provide transparent rates with no hidden markup. Use rate alerts with ACE to notify you when the exchange rate is in your favor.
Here's the mistake and its solution.
Still going to the bank physically for every transfer? Traditional banking can be expensive and time-consuming and often charges more than online services.
Switch to digital options. You can now send money to Gambia from Switzerland in just a few taps on your phone. Services like ACE offer instant transfers with full visibility on fees and delivery time.
Here's the mistake and its solution.
Sending money with incorrect recipient details, like a wrong mobile number or bank account, can result in failed transactions or funds being sent to the wrong person.
Double-check every detail before submitting the transfer. Most apps allow you to save recipients securely, so you only need to do this once. Always confirm if your recipient prefers cash pickup, bank deposit, or mobile wallet.
Here's the mistake and its solution.
Once the money is sent, many people don’t track the transaction or confirm that the recipient got it.
Use services that provide real-time tracking. With ACE, you get notified when the transfer is successful, and your recipient can pick it up instantly at a local payout partner in Gambia.
Here's the mistake and its solution.
Some providers advertise “zero fees” but sneak in hidden costs through poor exchange rates or receiving-side fees.
Choose a remittance provider that is transparent. ACE clearly shows the total cost and final amount your recipient will get before you confirm the transfer. No surprises, no gimmicks.
ACE Money Transfer is a trusted platform used by thousands of African expats in Europe. Here’s why:
Avoiding these five mistakes can save you money, time, and frustration. The key is to choose a transparent, fast, and secure platform like ACE. Whether you're supporting loved ones or handling bills, make every online money transfer from Switzerland to Gambia count.
Yes, ACE provides real-time tracking for all transactions through its website and mobile app. You can monitor your transfer status every step of the way for peace of mind.
ACE provides cash pickup services at several convenient locations, including any branch of Yonna Forex and Reliance Financial. You can also collect cash through NAFA at the following partner institutions:
Yes, ACE Money Transfer allows you to send money directly to the Yonna Mobile Wallet, offering fast and convenient access to funds.
Absolutely. ACE enables secure bank deposits to all commercial banks in the Gambia, ensuring your money reaches your recipient’s bank account directly.
