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Send Money to BDO Unibank in the Philippines from Australia

Send Money to BDO Unibank in the Philippines from Australia

22 Dec 2025


Sending money from Australia to the Philippines is a routine but essential part of life for many Filipino families. Overseas remittances help cover everyday needs such as groceries, rent, school fees, medical bills, and emergency expenses. Because these funds often support loved ones back home, people look for transfer options that are safe, fast, and reliable, especially when sending money directly to a trusted local bank account in the Philippines.

One of the most popular banks for receiving overseas funds is BDO Unibank, known for its wide branch network and dependable banking services across the country. When you use a digital remittance platform like ACE Money Transfer, sending money to BDO Unibank from Australia becomes simple and convenient. ACE allows you to transfer funds online with competitive exchange rates, transparent fees, and quick processing, helping ensure your money reaches your family in the Philippines securely and without unnecessary delays.

Safety and Security with ACE

ACE Money Transfer emphasizes security and is a regulated entity in Australia, ensuring your funds and data are protected:

  • Regulation: ACE is registered and regulated under AUSTRAC (Australian Transaction Reports and Analysis Centre), meaning it complies with national financial safety and anti-money laundering protocols.
  • Encryption: They use advanced encryption to protect your personal and financial information during the transfer process.
  • Transparency: Fees and exchange rates are typically shown upfront before you confirm the transaction, so you know exactly what the recipient will receive.
  • Real-time Tracking: You can track the status of your transfer in real-time via the ACE app or website, giving you peace of mind.

Step-by-Step Guide to a Safe Transfer

By following these steps, you can send money online from Australia to Philippines and guarantee that your funds arrive safely and efficiently.

Sign Up/Log In: 

Download the ACE App or visit their website and create/log in to your account. You will need to complete the required ID verification.

Select Countries & Amount: 

Choose Australia as your sending country and the Philippines as your destination. Enter the AUD amount you wish to send.

Choose Payout Method: 

Select "Bank Deposit" as the payout option for your online money transfer to Philippines from Australia.

Enter Recipient Details:

  • Select BDO Unibank as the destination bank.
  • Provide the recipient's full legal name (must match their BDO account exactly).
  • Enter the recipient's BDO account number (typically 12 digits for BDO).
  • Provide their address and a contact number.

Review and Pay:

  • Review the final amount, exchange rate, and transfer fee. ACE often offers low or zero-fee promotions, especially for first-time transfers.
  • Pay for the transaction using your preferred method (e.g., bank transfer, debit/credit card).

Confirm and Track: 

Confirm the transfer. You will receive a transaction tracking number and updates via the app or email. Funds are often credited to the BDO account instantly or within minutes.

Advantages of Using ACE via BDO

Sending money with ACE via BDO is not only safe but also convenient for anyone looking for a money transfer from Australia to Philippines:

  • Speed: Transfers reach BDO accounts faster than many other methods.
  • Convenience: Direct deposits remove the need for cash pickups or extra trips.
  • Cost-effective: Competitive fees and exchange rates help your loved ones receive more.
  • Reliability: Thousands of users trust ACE for secure, worry-free transfers.

Ready to send money safely and conveniently? 

Tips for Safe and Efficient Transfers

  • Double-Check Details: The most common cause of delays is incorrect recipient information. Always verify the recipient's name and BDO account number before confirming.
  • Check Rates/Fees: Use the ACE transfer calculator to see the exact exchange rate and fee before sending.
  • Transaction Limits: Be aware that the maximum amount you can send may depend on your verified account level with ACE.

Why ACE and BDO Is the Safest Way?

When sending money from Australia to the Philippines, safety should always come first. With ACE Money Transfer and BDO, your funds are protected, delivered quickly, and deposited directly into your loved one’s bank account. Trust ACE to make every transfer secure, reliable, and worry-free.

FAQs

Can I send money to multiple recipients at once via ACE? 

Yes! ACE allows you to send money to different recipients separately, but each transfer should be verified for safety.

How long do transfers to BDO usually take?

Transfers are typically completed within minutes to a few hours, thanks to ACE’s direct integration with BDO.

Is there a transfer limit with ACE? 

Yes, ACE has daily and monthly transfer limits for safety. Limits may vary depending on your account verification level.

Can I cancel or modify a transfer once it’s sent? 

If the transfer hasn’t been processed yet, you may request a cancellation. Once funds reach BDO, cancellations are not possible.

Are there any hidden fees I should watch out for? 

No. ACE is transparent with fees. The amount you see before confirming the transfer is what your recipient will receive minus any clearly stated charges.


 


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