21 Apr 2026
Receiving money from abroad into your BRD — Groupe Societe Generale account is straightforward when you have the right code. Miss one character, transpose two digits, or use the wrong branch suffix, and a transfer that should land in minutes can take days to resolve. Whether you are a Romanian professional receiving a salary from a French employer, an expat's family member expecting a regular remittance, or a business owner invoicing international clients, this guide covers everything you need: the correct BRD – Groupe Societe Generale SWIFT codes, exactly what each character represents, how international payments flow through BRD's network, and the mistakes that cause the most preventable delays.
Romania's banking sector is one of the most internationally connected in Central and Eastern Europe, shaped by decades of foreign investment and EU integration. BRD — Groupe Societe Generale was founded in 1990, initially as a state-owned development bank before being privatised and acquired by the French banking giant Société Générale. In 1998, Société Générale subscribed a 20% capital increase and took a majority 51% stake in BRD, and by 2004 had acquired the residual state shareholding entirely.
In 2024, BRD — Groupe Societe Generale held a 10.22% market share of total Romanian banking assets, ranking as the fourth largest bank in the country with total assets of 102.07 billion RON and a net income of 1,474.82 million RON.
Romania uses a structured set of banking identifiers, each serving a specific purpose depending on the type and origin of the transfer. Understanding which code does what prevents the confusion that leads to failed payments.
| Term | Meaning | Purpose | Used For | Key Detail |
|---|---|---|---|---|
| IBAN (International Bank Account Number) | The primary account identifier used in Romania for domestic and international transfers | Identifies your specific bank account | Sending and receiving money domestically and internationally | Romanian IBANs begin with RO and are 24 characters long, containing the bank code, account number, and checksum digits |
| SWIFT Code (BIC) | A code identifying the bank as an institution | Routes international payments to the correct bank | International transfers only | Required for payments arriving at BRD from outside Romania; it identifies the bank and its location code for international wire transfers |
| Domestic Interbank Codes | Codes used within Romania’s national payment infrastructure | Supports transfers between Romanian banks | Domestic Romanian transfers only | Separate from the international SWIFT network and not used for cross-border transfers |
| IBAN + SWIFT Combination | The pairing of account and bank identifiers | Ensures accurate international money transfers | Cross-border transfers to Romanian accounts | IBAN identifies the account, while SWIFT identifies the receiving bank institution |
The primary SWIFT code for BRD — Groupe Societe Generale SA in Romania is:
BRDEROBUXXX
This is the head office SWIFT code registered to BRD's Bucharest headquarters at Ion Mihalache Boulevard 1-7, District 1. It is the standard code for receiving international wire transfers into a Romania BRD account and is the safe default to use when a branch-specific code has not been provided or confirmed.
BRD may use different SWIFT codes for different branches or particular banking services. Always confirm the correct code directly with BRD through your online banking or by visiting a branch before sharing any code for a significant international transfer.
BRD — Groupe Societe Generale SA has multiple SWIFT codes registered across its Romanian operations. The known codes include:
If you need to search for other SWIFT codes beyond these commonly used entries, contact BRD directly.
For the vast majority of BRD account holders receiving international transfers, BRDEROBUXXX is the correct code to provide. If you are unsure which suffix applies, confirm it directly with BRD rather than guessing from an external database.
When someone abroad is sending money to your BRD account, they will need the following information:
Always provide both your IBAN and the BRD SWIFT code together. The SWIFT code tells the international payment network to deliver to BRD. The IBAN tells BRD which account to credit. Providing only one of the two is incomplete and will typically result in a failed or returned transfer.
For payments between Romanian bank accounts — person to person, business to business, or between different Romanian banks — SWIFT codes are not part of the process. Romanian domestic transfers use IBANs processed through the national interbank payment infrastructure, which operates entirely separately from the international SWIFT network.
If a Romania-based sender is paying you from a Romanian bank account, they need your IBAN only. Providing a SWIFT code for a domestic Romanian transfer is unnecessary and will not affect how the payment is processed.
When an international transfer is initiated for your BRD account, it enters the SWIFT network at the sending bank. The sending institution uses BRDEROBUXXX to identify BRD — Groupe Societe Generale SA within the global SWIFT directory. The payment instruction then travels toward Romania — sometimes directly between the two institutions, sometimes via one or more correspondent banks depending on the sending country and currency. Once BRD receives the payment instruction, it credits your account using your IBAN.
BRD's YouBRD mobile banking app recorded over 1.7 million active users at the end of 2024 — a 20% increase year-on-year — with the number of transactions conducted through the app rising by 28% over the same period, reflecting how Romanian banking customers are increasingly managing incoming international transfers through digital channels.
You need the BRD — Groupe Societe Generale SWIFT code in these specific scenarios:
European countries — including Romania — use IBAN as the standard account-level identifier for international transfers. For any transfer arriving from within Europe, you need both your BRD IBAN and the SWIFT code BRDEROBUXXX. The SWIFT code tells the sending bank which institution in Romania to deliver to. The IBAN tells BRD which specific account to credit once the funds arrive. One without the other is incomplete. A European transfer submitted with only a SWIFT code and no IBAN cannot be credited to a specific account and will typically be returned or held pending additional information.
Routing numbers are nine-digit codes used exclusively within the US domestic banking system to identify financial institutions for domestic American transfers. They have no function in international wire transfers leaving the US. If someone in the United States is sending a wire transfer to your BRD account in Romania, they need your Romanian IBAN and the BRD SWIFT code — BRDEROBUXXX. Their bank will ask for the receiving bank's SWIFT code as part of the international wire form. Routing numbers are irrelevant and should not be provided in place of a SWIFT code.
IFSC codes — Indian Financial System Codes — identify specific bank branches within India's domestic payment network. They are used for NEFT, RTGS, and IMPS transfers within India and have no role whatsoever in international cross-border transfers leaving the Indian banking system. If someone in India is sending an international wire to your BRD account, they use BRDEROBUXXX alongside your IBAN. IFSC codes are specific to the Indian domestic system and carry no meaning outside it.
Yes, your SWIFT code is completely safe to share. It is publicly registered information that identifies BRD — Groupe Societe Generale SA as an institution — not your personal account. Sharing it with anyone carries no financial risk.
Your IBAN is also safe to share for the purpose of receiving money. It allows someone to send funds into your account but cannot be used to access the account, authorise outgoing payments, or reveal any personal financial information.
What you should never share under any circumstances: your YouBRD app login credentials and password, your card PIN, one-time passcodes sent to your phone via SMS, your full card number with expiry date and CVV combined, or any security codes linked to your BRD account.
The National Bank of Romania reported that total assets across the Romanian banking sector reached approximately 999 billion RON in 2024, reflecting the scale and depth of the financial infrastructure through which international transfers like yours are processed and protected.
Whether you are receiving a monthly salary from a French employer, collecting payment from an overseas client, or accepting remittances from family spread across Europe, the BRD — Groupe Societe Generale SWIFT code — BRDEROBUXXX — is the essential key that opens the door to every incoming international transfer. Combine it with your 24-character Romanian IBAN, available instantly in your YouBRD app, and you give any sender worldwide everything they need to get funds directly into your BRD account. You can explore a practical guide to transferring funds into Romanian bank accounts in ACE Money Transfer's article: How to Send Money to Romania Online Safely.
For expats living abroad who send money regularly to family in Romania — including those banking with BRD — choosing the right remittance platform makes a direct difference to the amount received. If you are sending money internationally and need a fast, transparent, and affordable platform, ACE Money Transfer provides competitive exchange rates, seamless delivery to BRD bank accounts, and real-time transfer updates, with transparent pricing and no hidden fees throughout the process.
The primary SWIFT code for BRD — Groupe Societe Generale SA is BRDEROBUXXX. This is registered to the bank's Bucharest head office and is the standard code for receiving international wire transfers into Romanian BRD accounts.
Yes. BRD maintains branch-specific codes with unique three-character suffixes such as BUC or CCE. For most standard personal and business transfers, BRDEROBUXXX — the head office code — is the correct and safe default unless a branch-specific code has been confirmed.
Yes, in most cases. BRD can route the funds to your specific account using your IBAN even when the head office code is used. However, always confirm with your sender's bank whether a branch-specific code is required for their system.
Most international wire transfers arrive within one to five business days. Transfers submitted during Romanian business hours on weekdays typically process most efficiently.
Yes. The SWIFT code identifies BRD as the receiving institution. The IBAN identifies your specific account within BRD. Both are required for a complete international transfer. Providing only one of the two will not be sufficient.
