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Banco BPM Swift Code Guide

Banco BPM Swift Code Guide

08 May 2026


International banking can feel like a maze of acronyms. Whether you're sending funds for a family member's mortgage in Milan or supporting a loved one in Verona, getting the Banco BPM SWIFT code right is the difference between a successful transfer and a stressful delay.

This guide simplifies everything you need to know about Banco BPM SWIFT codes so you can transfer money to Italy with absolute confidence. For zero hidden fees and competitive rates, trust ACE Money Transfer to power your global support.

What Is the Difference Between Italian Bank Codes and SWIFT Codes?

Confusion between domestic and international codes is the number one reason transfers fail. To send money to a Banco BPM account in Italy, you need to understand three specific identifiers:

  • Bank Code (ABI): A five-digit number (05034 for Banco BPM) used only for transfers within Italy.
  • Branch Code (CAB): A five-digit number identifying the specific local office.
  • SWIFT/BIC Code: An 8 to 11-character alphanumeric code used for international transfers.

Verified Banco BPM SWIFT Codes

Depending on the specific branch or the information your recipient provided, you will likely use one of the following verified codes.

Bank IdentifierCitySWIFT/BIC Code
Banco BPM SPA (Head Office)MilanoBAPPIT21XXX
Banco BPM (Main Hub)VeronaBAPPIT21
Castelfiorentino BranchCastelfiorentinoBAPPIT21T92

Breaking Down the Banco BPM SWIFT Code

Standard SWIFT Structure

  • BAPP (Bank Code): Identifies Banco BPM.
  • IT (Country Code): Represents Italy.
  • 21 (Location Code): Signifies the regional hubs (Verona/Milan).
  • XXX (Branch Code): Suffix for the Head Office.

How to Find Your Recipient’s Specific Details

 
1

Mobile Banking App

Your recipient can find the "Coordinate Bancarie" section in their Banco BPM app.

 
2

Paper Statements

The SWIFT/BIC and 27-character IBAN are printed at the top of monthly bank statements.

3

Debit Card Front

In Italy, ABI and CAB codes are often printed directly on the front of the bank card.

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Frequently Asked Questions

What is the primary Banco BPM SWIFT code?

The primary code is BAPPIT21XXX. If you do not have a specific branch code, this is the most reliable identifier for international transfers.

Do I need an IBAN and a SWIFT code?

Yes. For transfers coming from outside the SEPA zone, you must provide both the SWIFT code and the full 27-character IBAN.

How long does a transfer to Banco BPM take?

A standard wire takes 3-5 business days, but digital platforms can often complete these transactions within 24 hours.

Is BAPPIT21 the same as BAPPIT22?

BAPPIT21 is currently the most verified code for the consolidated Banco BPM entity. Always use the code provided by your recipient for accuracy.


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