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How to Send Money from Germany to India Using ACE App

ACE App Tutorial: Remit Money from Germany to India in 3 Simple Steps

30 Jun 2025


Sending money from Germany to India no longer has to involve long bank queues, high fees, or confusing paperwork. Thanks to ACE Money Transfer, Indian expats living in Germany can now send remittances home effortlessly using the ACE mobile app.

Whether you’re a student in Berlin, a working professional in Munich, or a freelancer in Frankfurt supporting your family back in India, ACE offers you a fast, low-cost, and secure solution for international money transfers — right from your smartphone.

Here’s a step-by-step guide to help you send money from Germany to India using the ACE app, all in just 3 simple steps.

Step 1: Download the ACE App & Create Your Account

The first step in your money transfer journey is to get the ACE Money Transfer app on your phone. It’s available for free download on both Android and iOS platforms.

How to get started:

  • Visit the Google Play Store or Apple App Store.
  • Search for “ACE Money Transfer” and install the app.
  • Launch the app and tap “Sign Up” to create your account.
  • Provide your email, mobile number, and create a password.
  • Complete your identity verification with valid documents (passport, national ID, or residence card).
  • Enter your German address and link your bank account or card for payments.

Verification Tip: Upload clear images of your ID and make sure the personal details match your account profile to avoid delays.

Once verified, you’ll gain full access to ACE’s services and can start sending money instantly.

Step 2: Add a Recipient in India

Next, you need to add the details of the person receiving the money in India. ACE makes it easy to add and manage recipients within the app.

Steps to add a Recipient:

  • Tap “Send Money” on the home screen.
  • Choose India as your destination country.
  • Enter the recipient’s full name, bank account number, and IFSC code.
  • Choose the delivery method:
    • Bank Deposit – funds are credited directly to any Indian bank account.
    • Cash Pickup – recipient can collect money from designated locations across India.

ACE supports transfers to all major Indian banks like:

  • State Bank of India (SBI)
  • HDFC Bank
  • ICICI Bank
  • Axis Bank
  • Punjab National Bank (PNB) and many more.

You can save multiple recipients and reuse them for future transfers to save time.

Step 3: Enter Amount, Pay, and Send

Now, you’re all set to transfer money.

Here’s how to complete the transaction:

  • Select the recipient from your list.
  • Enter the amount you want to send in Euros (EUR).
  • View the live exchange rate and transfer fee instantly.
  • Choose a payment method:
    • SEPA Bank Transfer
    • Debit/Credit Card
    • SOFORT/Klarna (instant online bank payment)

After reviewing your transaction summary, simply hit “Send”.

ACE will process your transfer immediately, and your recipient in India will receive the money — often within minutes to a few hours, depending on the delivery and payment method.

Benefits of Using ACE to Remit Money from Germany to India

Thousands of Indian expats in Germany trust ACE Money Transfer for several compelling reasons:

Cost-Effective

  • Competitive exchange rates
  • Low transfer fees
  • Regular zero-fee promotions for new users and app-based transfers

Fast & Reliable

  • Same-day transfers to most Indian bank accounts
  • Real-time transaction tracking
  • Instant alerts via SMS and email

User-Friendly App

  • Clean, intuitive design
  • Multiple languages supported
  • 24/7 access to your account and transfer history

Secure Transfers

  • Fully regulated in both Germany and the EU
  • Uses bank-grade encryption
  • Complies with BaFin and EU Anti-Money Laundering regulations

Multiple Payment Options

  • Use SEPA bank transfer, credit/debit card, or Klarna/SOFORT for flexibility

Who Can Use ACE in Germany?

The ACE Money Transfer app is ideal for:

  • Indian Students: Paying tuition or sending money home to parents
  • IT Professionals and Engineers: Supporting family back in India
  • Skilled Workers: Sending monthly remittances
  • Freelancers and Entrepreneurs: Managing cross-border payments

No matter your profession or purpose, ACE helps you send money to India online from Germany in a secure, smart, and stress-free way.

Trust & Security: What Makes ACE Reliable?

ACE is a globally trusted remittance service with millions of users worldwide. It is:

  • Regulated by BaFin (Germany), FCA (UK), and other EU regulators
  • Compliant with international security standards

Peace of Mind Guaranteed – All transfers are protected with encryption, identity checks, and transaction monitoring.

Real-Time Support When You Need It

Got a question or need help? ACE offers multilingual customer support via:

  • In-app chat
  • Email and phone
  • 24/7 Help Center

Indian Expats in Germany: Your Smartest Way to Remit Money Home!

Whether you're supporting your family, paying for education, or managing finances back home, ACE makes it simple to send money to India from Germany. Download the app, set up your account, and you’ll be transferring funds securely and efficiently in just a few taps. With competitive rates, low fees, and real-time tracking, ACE is the go-to solution for Indian expats looking to send money to India from Germany—anytime, anywhere.

FAQs 

Is the ACE Money Transfer app free to use in Germany?

Yes, the app is free to download and use. You only pay a small transfer fee per transaction.

How long does it take to send money to India from Germany using ACE?

Most bank transfers are completed within minutes to a few hours, depending on the payment method and recipient bank.

Can I send money to any bank in India?

Yes, ACE supports transfers to all major Indian banks through secure banking channels.

Are there limits on how much I can send?

Yes. Limits may vary based on your account verification level and the regulations of both Germany and India.

Is the ACE app safe for making international transfers?

Absolutely. ACE uses bank-level encryption, follows strict compliance protocols, and is fully regulated.


 


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