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How to Send Money from Spain on Spanish Bank Holidays

How to Remit Money from Spain to India During Spanish Bank Holidays?

19 Jun 2025


When you're living abroad in Spain and need to send money home to India, timing is everything—especially when it comes to Spanish bank holidays. Whether it’s a family emergency, monthly support, or just a festive gift, making an urgent remittance to India during non-working days might seem like a real challenge.

So, what happens when you try to send money to India from Spain on bank holidays? And more importantly, what are your best options for ensuring your loved ones don’t face unnecessary delays in receiving the funds?

Let’s explore how you can successfully manage international transfers from Spain to India even during Spanish public holidays and discover smart ways to avoid common pitfalls.

Understanding the Holiday Transfer Challenge

Spanish bank holidays—such as Christmas, Easter, or National Day—often result in traditional banks closing their operations. And if you're relying solely on bank-to-bank transfers, this can mean annoying delays or even complete halts in processing until the next working day.

While that might be acceptable for non-urgent transfers, what if your family in India is counting on you for tuition fees, medical bills, or festival spending money? That’s where knowing your options makes all the difference.

Why Traditional Banks May Not Be Ideal on Holidays?

Most people assume their bank will handle international transfers 24/7, but that’s not usually the case. Banks generally don’t process outward remittances during public holidays or weekends. As a result, you might face transfer delays on Spanish bank holidays. The real problem? These delays can cause missed bill payments, late fees, and unnecessary stress for your recipients back in India.

Best Workarounds to Avoid Holiday Delays

Let’s get into some smart, practical bank holiday money transfer workaround options:

Use a 24/7 International Remittance Service

A service like ACE Money Transfer offers full remittance functionality even during holidays. Thanks to their digital-first approach, you can make a real-time money transfer from Spain to India without waiting for banks to open. ACE Money Transfer supports direct credit to Indian bank accounts and even mobile wallets, ensuring the money arrives instantly or within minutes, depending on the payout method.

Choose Mobile Wallets in India for Faster Delivery

If your recipient in India uses mobile wallet services like Paytm or PhonePe, pairing these with ACE or similar providers can accelerate delivery. This is one of the most reliable holiday transfer methods, bypassing the need for banking hours altogether.

Use a Mobile App for International Remittance

Today’s technology makes sending money from Spain without bank delays easier than ever. With ACE Money Transfer’s mobile app, for example, you can send money from your phone any time—even at midnight on Christmas Day.

The app is secure, fast, and user-friendly, making it one of the best apps for holiday money transfer and a go-to solution for the tech-savvy expat.

Tips to Avoid Remittance Delays on Holidays

If you want to stay ahead and make sure your money gets to India on time, here are some actionable tips:

  • Plan Ahead: If you know a Spanish public holiday is coming up, try to initiate your transfer at least a day in advance.
     
  • Use Real-Time Transfer Services: Choose platforms that specialize in instant remittance from Spain with minimal to no dependency on local banking hours.
     
  • Stay Informed: Subscribe to updates from your chosen money transfer service, like ACE, to know about their holiday service availability and transfer windows.
     
  • Confirm with the Recipient: Make sure your recipient is available and aware that funds may arrive on a holiday. This helps avoid confusion and ensures they can access the money immediately.
     
  • Avoid Traditional Bank Transfers: Unless it's a large amount that must go through a bank, avoid them during holidays due to their slower processing.

Why Choose ACE  During Bank Holidays?

ACE Money Transfer stands out for several reasons when making cross-border payments during holidays:

  • 24/7 Service: Unlike traditional banks, ACE operates around the clock, including holidays and weekends.
     
  • Multiple Payout Options: From direct bank deposits to mobile wallets, ACE offers flexible receiving options in India.
     
  • Fast & Secure: Their robust digital platform ensures that your data is secure and transfers are processed instantly in most cases.
     
  • No Hidden Fees: ACE is transparent about its rates and charges, helping you save money compared to many banks.

Using ACE means you get peace of mind knowing that your money will reach your loved ones, no matter the date on the calendar.

Weekend Remittance Options

Not all bank holidays fall during the week—many land on weekends. Luckily, with ACE and similar providers, weekend money transfer options are readily available.

You can:

  • Use the mobile app to transfer from your phone.
  • Track the transaction in real time.
  • Get notified the moment the money is credited.

This makes it easier to handle urgent needs, such as medical emergencies or unplanned expenses in India.

Your Quick Checklist for Holiday Transfers

Here’s a simple checklist to help you successfully send money from Spain to India during any bank holiday:

  • Choose a service like ACE Money Transfer that operates on holidays
  • Download and set up the mobile app in advance
  • Double-check recipient details (especially bank accounts or wallet IDs)
  • Look out for any service announcements about holiday hours
  • Always confirm delivery with the recipient

The Impact of Holidays on Spain-to-India Remittances

According to the World Bank, India received over $125 billion in remittances in 2023, making it the top recipient of international money transfers globally. A significant portion of these funds came from Europe, including Spain, which is home to over 200,000 Indian expatriates. Despite this high volume, traditional banking systems often pause operations during Spain's 14 national public holidays, leading to delays in remittance processing.

Stay Ahead with the Right Tools!

Sending money home should never be a source of stress, even during Spanish public holidays. With modern tools and services like ACE Money Transfer, you can make sure your remittance gets delivered quickly, securely, and without the need for bank intervention.

In today’s digital age, there's no reason for delays—transfer funds on non-working days using a reliable provider, and ensure your loved ones in India are never left waiting.

Whether you’re sending money for a wedding, tuition, an emergency, or just because, your options for real-time online money transfer from Spain to India are better than ever. Plan smart, go digital, and enjoy peace of mind—no matter what day it is.

FAQs

Can I send money to India from Spain during a Spanish bank holiday?

Yes, you can! While traditional banks may not process transfers on holidays, using a digital remittance service like ACE Money Transfer allows you to send money anytime—including weekends and public holidays—thanks to their 24/7 online platform.

Will my money transfer get delayed on a Spanish public holiday?

If you're using a bank, delays are likely since most banks don’t process international transfers on non-working days. To avoid this, use services like ACE that offer real-time money transfers from Spain to India, even during holidays.

What’s the best app for sending money to India during Spanish holidays?

ACE Money Transfer is among the best apps for holiday money transfer. It’s secure, easy to use, and enables instant remittance from Spain to Indian bank accounts and mobile wallets—even on weekends and holidays.

How can I avoid transfer delays during holidays in Spain?

To avoid delays, avoid traditional bank transfers during holidays. Instead, use a mobile app for international remittance like ACE, which processes transactions in real time, regardless of local banking hours.

Are mobile wallets in India a good option for urgent remittances from Spain?

Absolutely! Sending money to mobile wallets for India remittance is one of the fastest and most reliable methods, especially during holidays. Your recipient can receive funds instantly without needing to visit a bank.


 


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