16 May 2025
Living far from your family in the Philippines can be tough—especially when you need to send money fast during emergencies. With mobile apps becoming the go-to solution for almost everything, it’s no surprise that mobile money transfers are now the norm for Filipino expats in the UK. But with so many options, how do you know which one offers security, speed, and value?
One standout solution for Filipino money transfer needs is ACE Money Transfer. Compared to others, our service is quick, secure, and user-trusted.
The UK has a vibrant Filipino community that frequently sends funds home. Mobile apps simplify this process and eliminate the need for long queues and paperwork.
ACE Money Transfer allows UK-based users to send remittances to the Philippines instantly.
ACE also supports GCash, BDO, BPI, Metrobank, and other major Philippine banks. The funds usually arrive within minutes, depending on the chosen method. According to the World Bank Remittance Prices Worldwide, digital services like ACE significantly reduce transaction costs compared to traditional banks.
Supporting your loved ones back home just got even more rewarding! With ACE Money Transfer’s latest Referral Program, you can now earn up to 50 EUR or equivalent when you invite friends to send money to the Philippines.
From 14th May 2025 to 23rd May 2025, every successful referral, where your friend sends the minimum qualifying amount from an eligible country, will earn you a cash reward. Whether you’re making a money transfer from Ireland to the Philippines or helping someone else start, this is your chance to send money online to the Philippines and earn while doing it!
Download the ACE App (Andriod & IOS) Now!
Remitly offers two-speed options: economy (cheaper but slower) and express (faster but with higher fees).
While convenient, higher transfer fees can add up over time, especially for frequent senders.
WorldRemit is another leading platform used to handle money transfer to Philippines from the UK.
However, users sometimes report delays during peak periods, especially during holidays.
If you’re looking for bank-to-bank transfers at mid-market rates, Wise is a great pick.
But keep in mind: Wise does not support cash pickups—only bank transfers.
Xoom combines PayPal’s trusted platform with fast delivery to the Philippines.
On the downside, fees may be higher for debit/credit card usage compared to bank transfers.
Choosing the right app depends on your priorities—whether it’s speed, cost, convenience, or payout flexibility.
Speed is crucial in emergencies. Some apps, like ACE, provide instant transfers, while others may take up to 3 working days.
Also, assess how your recipient can receive the money:
Apps often advertise “zero fee” transfers, but hidden margins in exchange rates can cost you more. Services like Monito allow real-time comparison of rates and fees.
With ACE Money Transfer, you’ll find a fair exchange rate with no surprises.
Always choose apps regulated by the Financial Conduct Authority (FCA) in the UK. Apps like ACE and Wise comply with all UK and Philippine regulations, providing peace of mind with every transfer.
Look for:
Real users offer valuable insights. Recent reviews applaud ACE’s “speed and ease of use,” making it a top contender for many expats.
Good customer service is a game-changer. Whether it’s via chat, phone, or email, responsive support ensures your transfer is in safe hands.
ACE, for instance, offers multilingual customer support to guide users from the UK or the Philippines.
When it comes to sending money home from the UK, Filipino expats need speed, safety, and transparency. The best apps are the ones that balance low fees, real-time tracking, and flexible payout options. Among these, ACE Money Transfer continues to win the trust of thousands with its easy-to-use platform and real-time transactions.
For anyone looking to send money to the Philippines from the UK, ACE offers an efficient and secure way to do so—without breaking the bank.
Remeber, ACE Money Transfer, with its 4.8+ ratings on Trustpilot, is a name thousands trust worldwide.
Apps like ACE Money Transfer and Xoom offer near-instant transfers depending on the chosen delivery method.
ACE Money Transfer offers some of the most competitive fees and real exchange rates for UK-Philippines transfers.
Yes, ACE Money Transfer supports direct top-ups to GCash accounts in the Philippines.
Yes, as long as the app is regulated by FCA and uses encryption, your money is safe.
Because ACE offers quick, affordable, and secure transfers—trusted by thousands and rated 4.8+ on Trustpilot.