It’s 8 p.m. in Hamburg. You’re finishing dinner when your phone lights up, a message from your brother in Abuja. He needs help urgently. You check your ACE Money Transfer app, type in his MTN wallet number, and hit send.By the time you put your phone down, another message appears. “Got it. Thanks.”That’s it. No waiting. No uncertainty. Just family, connected instantly.This is what moder...